Super Wars

I find it utterly bizarre that the financial services industry can spend so much of its' energy effectively self destructing. For an industry who's entire reason for being is to support and improve the well being of others, it is just staggering that it is so hostile internally.

There are multiple issues in dispute, but the super funds seem to have taken out their own special license to wage public warfare, and they have blazed a trail of destruction and confusion that rivals (and at times is very akin to) a pack of 6 year olds rampaging around on a treasure hunt in a lolly shop.

Superannuation will form a major part of the funding for retirement, and will most likely become the second largest asset you own, second only to your house.

In the end there is no black and white - it's not grey either.

Of the three main options for super - industry funds , retail funds, and your own self managed super fund - the best one is......the one that suits you.

It's that simple.

Your super is an investment you make all your working life, and will depend upon for 20-30 years later on.
It's not about expensive advertising campaigns and sensationalist headlines.

It is about you.

Kerrianne Hebinger

Financial Planning Essentials

e: fpe@finplans.com.au

w: http://www.finplans.com.au/